Terms of Use
Coverage Cleared is an independent auto insurance education resource. We are not an insurance company, agent, or broker. We do not sell, quote, or bind insurance policies. Content on this site is for informational and educational purposes only.
1. Acceptance of Terms
Use of this website constitutes acceptance of these terms.
2. Nature of Content — Informational and Educational Only
Coverage Cleared is an independent auto insurance educational resource. All content published on this website, including articles, guides, glossary entries, and state requirement overviews, is provided for general informational and educational purposes only. It does not constitute insurance advice, legal advice, or financial advice. Coverage Cleared is not a licensed insurance company, insurance agent, insurance broker, or insurance marketplace. Nothing on this website constitutes an offer to sell, solicit, quote, bind, or issue an auto insurance policy.
3. No Insurance Relationship
Use of this website does not create any insurance relationship between the user and Coverage Cleared or any third party. Coverage Cleared does not have access to your insurance history, driving record, or policy details and cannot provide individualized coverage recommendations. For insurance advice specific to your situation, consult a licensed insurance professional in your state.
4. Accuracy of Educational Content
Auto insurance laws, state minimums, and coverage requirements vary by state and change over time. While Coverage Cleared makes reasonable efforts to keep educational content accurate and up to date, we make no warranty that all information reflects current law or regulation. Always verify coverage requirements with your state's Department of Motor Vehicles or a licensed insurance agent before making coverage decisions.
5. External Links
This website may link to external websites operated by licensed insurance carriers, agents, comparison platforms, or government resources. These links are provided for informational reference only. Coverage Cleared does not endorse, recommend, or have a commercial relationship with any linked third-party website. Coverage Cleared does not share user data with linked external sites.
6. SMS Terms
- Name of the messaging program: Coverage Cleared Auto Insurance Education SMS Program, operated by Coverage Cleared.
- Description of message types: delivery of requested educational guides, follow-up educational content about auto insurance coverage and terminology, and (with separate opt-in) periodic auto insurance tips and content library updates.
- Message frequency varies.
- Reply STOP at any time to cancel.
- Reply HELP for assistance or contact contact@coveragecleared.com.
- Message and data rates may apply.
- Consent to receive SMS messages is never required as a condition of accessing any content on this website.
- SMS opt-in data will not be shared with or sold to insurance companies, agents, brokers, or lead aggregators.
- See our Privacy Policy and SMS Terms of Service.
7. Intellectual Property
All content on this website, including guides, articles, and glossary content, is the property of Coverage Cleared and may not be reproduced without written permission.
8. Limitation of Liability
Coverage Cleared is not liable for any insurance coverage decisions made in reliance on content published on this website. Coverage decisions should be made in consultation with a licensed insurance professional. Coverage Cleared is not responsible for any damages arising from the use of this website or any linked third-party sites.
9. Governing Law
These terms are governed by the laws of the State of Wyoming.
10. Contact Us
- Company or Website Name: Coverage Cleared
- Address: 1309 Coffeen Avenue STE 1200, Sheridan, Wyoming 82801
- Phone: +1 (307) 332-3636
- Email: contact@coveragecleared.com
- Website: coveragecleared.com